Payment Policy

1. Accepted Payment Methods

We accept Visa, Mastercard, American Express, Discover, Klarna, Apple Pay, Google Pay, and PayPal for orders placed through tormilo.com. Available payment options may vary depending on your device, location, billing information, and the payment service provider’s approval at checkout.

2. Transaction Currency

All prices, order totals, shipping fees, taxes, discounts, refunds, and payment transactions on tormilo.com are processed in United States Dollars (USD). If your payment card or account uses another currency, your bank, card issuer, PayPal, Klarna, or digital wallet provider may apply currency conversion rates or additional fees.

3. Payment Security

We use secure checkout technology to help protect your payment information. Payment data is processed through trusted third-party payment providers such as Stripe, PayPal, Klarna, Apple Pay, and Google Pay. GUANG ZHOU CHUN QIN SHANG MAO YOU XIAN GONG SI does not store full card numbers, CVV codes, or complete payment credentials on our servers.

4. Security Measures and Verification

Our checkout process may use SSL/TLS encryption, secure payment gateways, fraud prevention tools, transaction monitoring, billing verification, and payment authentication measures. In some cases, your bank, card issuer, or payment provider may require additional identity verification before approving the transaction.

5. Payment Failure, Declined Transactions, and Disputes

If your payment fails or is declined, please check whether your billing details, card information, account balance, payment limit, and verification steps are correct. GUANG ZHOU CHUN QIN SHANG MAO YOU XIAN GONG SI may cancel or hold an order if payment is incomplete, flagged as suspicious, or cannot be verified. If you have a payment dispute, failed charge, duplicate charge, or checkout issue, please contact us first at service@tormilo.com so we can review the order, transaction record, and payment status.

6. Refunds to Original Payment Method

Approved refunds will be returned to the original payment method used at checkout within 7 business days after refund approval. Your bank, card issuer, PayPal, Klarna, Apple Pay, Google Pay, Stripe, or other payment provider may take additional time to post the refund to your account. For return-related refund rules, please refer to our Refund & Returns Policy.